{"title":"Baby","description":"\u003cp\u003eA new baby brings a long list of things to prepare and pay for. These planners follow your pregnancy week by week, give you a hospital bag checklist, and lay out the real cost of the first year along with childcare and college savings. All in Excel or Google Sheets.\u003c\/p\u003e","products":[{"product_id":"baby-planner-spreadsheet-pregnancy-tracker-hospital-bag-checklist-nursery-budget-digital-download","title":"Baby Planner Spreadsheet, Pregnancy Tracker, Hospital Bag Checklist, Nursery Budget (Digital Download)","description":"\u003cp\u003e\u003cstrong\u003eFrom bump to baby. Planned, not panicked.\u003c\/strong\u003e Baby Planner Bump Pro turns 9 months of planning into 9 tabs of clarity. Five named engines work together so you forecast Year 1 costs, pack the hospital bag at the right week, and walk into delivery knowing nothing is missing. Works in Excel and Google Sheets, with instant download.\u003c\/p\u003e\n\n\u003ch3\u003eBaby Readiness Score (0–100)\u003c\/h3\u003e\n\u003cp\u003eAn auto-calculated score from five weighted components that updates as you plan, pack and prepare. Above 85 means every detail is handled; below 70 means tighten the plan before week 36.\u003c\/p\u003e\n\n\u003ch3\u003eWhat you get\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003eExcel file with 9 tabs and 292 live formulas\u003c\/li\u003e\n\u003cli\u003eGoogle Sheets compatible\u003c\/li\u003e\n\u003cli\u003eQuick Start Guide PDF (6 pages)\u003c\/li\u003e\n\u003cli\u003eStrategy Guide PDF (6 pages)\u003c\/li\u003e\n\u003cli\u003eCSV export for non-Excel users\u003c\/li\u003e\n\u003cli\u003eFree lifetime updates\u003c\/li\u003e\n\u003c\/ul\u003e\n\n\u003ch3\u003eFive named engines\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003e\n\u003cstrong\u003eBaby Readiness Score Engine\u003c\/strong\u003e — a weighted score out of 100 across Hospital Bag (25%), Nursery Setup (20%), Finances Ready (20%), Documents Complete (20%) and Support Network (15%).\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eNursery Budget Engine\u003c\/strong\u003e — 12 categories of baby gear with a real savings calculator when you mark items as Used, Gifted or New.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eYear 1 Cost Forecaster Engine\u003c\/strong\u003e — three lifestyle tiers (Minimal, Standard, Premium) that recalculate 12 categories instantly, with insurance offset included.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eHospital Bag Engine\u003c\/strong\u003e — 27 essentials split across Mom, Partner and Baby, with an auto pack-by-week timeline from week 28 to 38.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eMilestone Tracker Engine\u003c\/strong\u003e — a 40-week pregnancy log plus first-year growth and developmental milestones.\u003c\/li\u003e\n\u003c\/ul\u003e\n\n\u003ch3\u003eInside every tab\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003eStart Here — four-step setup wizard\u003c\/li\u003e\n\u003cli\u003eDashboard — live Baby Readiness Score, 5 KPI cards, charts\u003c\/li\u003e\n\u003cli\u003ePregnancy Timeline — 40-week log, trimester progress, 11 key appointments\u003c\/li\u003e\n\u003cli\u003eNursery Budget — 12 gear categories with source tracking\u003c\/li\u003e\n\u003cli\u003eYear 1 Forecast — 3 tiers, 12 cost categories, quarterly breakdown\u003c\/li\u003e\n\u003cli\u003eHospital Bag — 27 items, Mom\/Partner\/Baby split\u003c\/li\u003e\n\u003cli\u003eDocuments \u0026amp; Tasks — 18 admin tasks with owner assignment\u003c\/li\u003e\n\u003cli\u003eMilestones — pregnancy milestones, growth and weight log\u003c\/li\u003e\n\u003c\/ul\u003e\n\n\u003ch3\u003eWho it is for\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003eThe first-time parent-to-be who needs structure\u003c\/li\u003e\n\u003cli\u003eThe budget-conscious family facing Year 1 costs\u003c\/li\u003e\n\u003cli\u003eThe planner partner who wants a clear lane to own\u003c\/li\u003e\n\u003cli\u003eThe baby shower host looking for a meaningful gift\u003c\/li\u003e\n\u003c\/ul\u003e\n\n\u003ch3\u003eInstant delivery\u003c\/h3\u003e\n\u003cp\u003eFiles arrive immediately after purchase: the Excel file (.xlsx), a CSV export, a Quick Start Guide PDF and a Strategy Guide PDF. Works on Mac, Windows, iOS and Android. No subscription, no login.\u003c\/p\u003e\n\n\u003ch3\u003eFile details\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003eFormat: .xlsx and .csv\u003c\/li\u003e\n\u003cli\u003e9 spreadsheet tabs plus PDF guides\u003c\/li\u003e\n\u003cli\u003e292 live formulas\u003c\/li\u003e\n\u003cli\u003eCompatible with Excel 2016+, Google Sheets, LibreOffice and Numbers\u003c\/li\u003e\n\u003cli\u003eFree lifetime updates\u003c\/li\u003e\n\u003c\/ul\u003e\n\n\u003cp\u003e\u003cem\u003eFor personal planning purposes only. Cost tiers are illustrative; your actual costs will vary by region and choices. Designed and built by SpendFlow Studio.\u003c\/em\u003e\u003c\/p\u003e","brand":"SpendFlow Studio","offers":[{"title":"Default Title","offer_id":50274076360897,"sku":null,"price":9.99,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0864\/6446\/3041\/files\/il_1080xN.8020535774_5qji.jpg?v=1780069025"},{"product_id":"new-baby-financial-planner-first-year-cost-college-savings-daycare-roi-excel-google-sheets","title":"New Baby Financial Planner | First Year Cost, College Savings, Daycare ROI (Excel, Google Sheets)","description":"\u003cp\u003e\u003cstrong\u003ePlan the real cost of a baby, then make the big money decisions with math instead of stress.\u003c\/strong\u003e This planner totals the true first-year cost, projects college savings, and runs the daycare-versus-staying-home math so you can decide with confidence. Built with 10 connected tabs, 157 live formulas and three engines. Works in Excel and Google Sheets, with instant download.\u003c\/p\u003e\n\n\u003ch3\u003eThree engines\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003e\n\u003cstrong\u003eFirst-Year Cost\u003c\/strong\u003e — one-time setup plus recurring monthly expenses, rolled into a clear first-year total.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eCollege Savings\u003c\/strong\u003e — project what to set aside now to hit a future tuition goal.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eDaycare ROI\u003c\/strong\u003e — compare daycare cost against a parent's income to decide what actually makes sense.\u003c\/li\u003e\n\u003c\/ul\u003e\n\n\u003ch3\u003eWhat you get\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003eExcel file with 10 connected tabs and 157 live formulas\u003c\/li\u003e\n\u003cli\u003eGoogle Sheets compatible\u003c\/li\u003e\n\u003cli\u003eQuick Start Guide PDF\u003c\/li\u003e\n\u003cli\u003eCSV export for non-Excel users\u003c\/li\u003e\n\u003cli\u003eFree lifetime updates\u003c\/li\u003e\n\u003c\/ul\u003e\n\n\u003ch3\u003eInside the system\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003eStart Here — due date, income and assumptions\u003c\/li\u003e\n\u003cli\u003eBaby Dashboard — first-year total, savings and key decisions\u003c\/li\u003e\n\u003cli\u003ePregnancy Budget — prenatal and delivery costs\u003c\/li\u003e\n\u003cli\u003eOne-Time Costs — nursery, gear and setup\u003c\/li\u003e\n\u003cli\u003eMonthly Costs — diapers, food, childcare and more\u003c\/li\u003e\n\u003cli\u003eFirst-Year Total — the full projection\u003c\/li\u003e\n\u003cli\u003eCollege Savings — target and monthly contribution\u003c\/li\u003e\n\u003cli\u003eDaycare ROI — daycare vs income comparison\u003c\/li\u003e\n\u003cli\u003eGoals — savings milestones\u003c\/li\u003e\n\u003c\/ul\u003e\n\n\u003ch3\u003eWho it is for\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003eCouples trying to conceive who want the numbers first\u003c\/li\u003e\n\u003cli\u003eExpecting parents budgeting for year one\u003c\/li\u003e\n\u003cli\u003eNew parents weighing daycare vs staying home\u003c\/li\u003e\n\u003cli\u003eAnyone planning a second baby\u003c\/li\u003e\n\u003c\/ul\u003e\n\n\u003ch3\u003eInstant delivery\u003c\/h3\u003e\n\u003cp\u003eFiles arrive immediately after purchase: the Excel file (.xlsx), a CSV export and a Quick Start Guide PDF. Works on Mac, Windows, iOS and Android. No subscription, no login.\u003c\/p\u003e\n\n\u003cp\u003e\u003cem\u003eFor personal planning only. Cost and savings figures are illustrative and depend on your inputs; this is not financial advice. Designed and built by SpendFlow Studio.\u003c\/em\u003e\u003c\/p\u003e","brand":"SpendFlow Studio","offers":[{"title":"Default Title","offer_id":50274169684161,"sku":null,"price":9.99,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0864\/6446\/3041\/files\/il_1080xN.8096035329_sscg.jpg?v=1780071037"}],"url":"https:\/\/spendflowstudio.com\/collections\/baby.oembed","provider":"SpendFlow Studio","version":"1.0","type":"link"}