{"title":"Bundles","description":"\u003cp\u003eIf you need more than one of our spreadsheets, the bundles group them together for less than buying each on its own. Each pack is built around one theme, whether that's getting your everyday money in order, planning a wedding, or buying a home. Every file works in both Excel and Google Sheets.\u003c\/p\u003e","products":[{"product_id":"real-estate-bundle-5-spreadsheets-home-buying-hunting-renovation-moving-maintenance-excel-pack","title":"Real Estate Bundle 5 Spreadsheets | Home Buying + Hunting + Renovation + Moving + Maintenance | Excel Pack","description":"\u003cp\u003e\u003cstrong\u003eThe complete home ownership toolkit: five spreadsheets, one bundle.\u003c\/strong\u003e Buying a home is a 30-year project, and most planners cover only one slice. The Real Estate Quintet covers all of it, from the day you calculate what you can afford to the day decades later when you replace the furnace. Five Excel spreadsheets in a single ZIP download, and you save versus buying them individually.\u003c\/p\u003e\n\n\u003ch3\u003eWhat is in the bundle\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003e\n\u003cstrong\u003eR1 — Home Buying Affordability\u003c\/strong\u003e ($11.99 individually): the Affordability Engine calculates what you can truly afford from income, debts and lifestyle, with three price scenarios and a 30-year equity projection. 9 tabs, 115 formulas.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eR2 — House Hunting Comparison\u003c\/strong\u003e ($10.99 individually): the Match Score Engine scores 10 houses on 15 criteria with weighted ranking. 9 tabs, 111 formulas.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eR3 — Renovation Budget Tracker\u003c\/strong\u003e ($12.99 individually): the Cost Overrun Engine tracks estimated vs actual with auto thresholds, 8 rooms, 20 line items and an ROI calculator. 9 tabs, 170 formulas.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eR4 — Moving Planner\u003c\/strong\u003e ($9.99 individually): the Move Stress Score Engine with an 8-week countdown, 60 pre-loaded tasks and a 75-box inventory. 9 tabs, 54 formulas.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eR5 — Home Maintenance\u003c\/strong\u003e ($8.99 individually): the Home Health Score Engine with 60 seasonal tasks, a 12-item equipment lifespan tracker and an ROI calculator. 9 tabs, 162 formulas.\u003c\/li\u003e\n\u003c\/ul\u003e\n\n\u003ch3\u003eWhy the bundle\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003eBought separately the five total $54.95; the bundle is $39.99, a saving of $14.96\u003c\/li\u003e\n\u003cli\u003eOne ZIP download with all five organized in numbered folders, plus a Welcome roadmap PDF\u003c\/li\u003e\n\u003cli\u003eThe products are designed to flow into each other across the full home journey\u003c\/li\u003e\n\u003c\/ul\u003e\n\n\u003ch3\u003eBundle totals\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003e45 Excel tabs (9 per product) and 612 formulas across all engines\u003c\/li\u003e\n\u003cli\u003eFive unique scoring engines, one per product\u003c\/li\u003e\n\u003cli\u003e16 files in 6 organized folders, including 11 printable PDFs\u003c\/li\u003e\n\u003cli\u003eOne single ZIP download\u003c\/li\u003e\n\u003c\/ul\u003e\n\n\u003ch3\u003eThe home ownership timeline\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003eBefore buying — R1 calculates true affordability\u003c\/li\u003e\n\u003cli\u003eDuring the search — R2 ranks houses with the Match Score\u003c\/li\u003e\n\u003cli\u003eAfter purchase — R3 tracks renovation costs\u003c\/li\u003e\n\u003cli\u003eMove week — R4 manages 60 tasks and 75 boxes\u003c\/li\u003e\n\u003cli\u003eOngoing ownership — R5 stays open for decades\u003c\/li\u003e\n\u003c\/ul\u003e\n\n\u003ch3\u003eWho it is for\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003eFirst-time home buyers facing the whole 30-year project\u003c\/li\u003e\n\u003cli\u003eYoung couples buying their first home\u003c\/li\u003e\n\u003cli\u003eFamilies relocating across states who need every phase covered\u003c\/li\u003e\n\u003cli\u003eInvestment property owners tracking properties through one framework\u003c\/li\u003e\n\u003c\/ul\u003e\n\n\u003ch3\u003eInstant delivery\u003c\/h3\u003e\n\u003cp\u003eFiles arrive immediately after purchase as a single ZIP: 5 Excel spreadsheets, 10 supporting PDFs and 1 Welcome roadmap. Works on Mac, Windows, iOS and Android. No subscription, no login.\u003c\/p\u003e\n\n\u003cp\u003e\u003cem\u003eFor personal planning only. This is not financial advice; mortgage, renovation and maintenance figures depend on your own numbers and region. Designed and built by SpendFlow Studio.\u003c\/em\u003e\u003c\/p\u003e","brand":"SpendFlow Studio","offers":[{"title":"Default Title","offer_id":50274105884865,"sku":null,"price":27.99,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0864\/6446\/3041\/files\/il_1080xN.8092317563_d5fq.jpg?v=1780069539"},{"product_id":"wedding-planner-bundle-budget-guests-vendor-risk-day-timeline-excel-spreadsheets","title":"Wedding Planner Bundle | Budget, Guests, Vendor Risk, Day Timeline (Excel Spreadsheets)","description":"\u003cp\u003e\u003cstrong\u003eEverything you need to plan a calm wedding day, bundled and discounted.\u003c\/strong\u003e Most couples buy four different spreadsheets from four different sellers that never connect or share data. This bundle is one system across four connected files: same design, same setup, and your wedding date pulls into all four. Learn one and you know them all. Works in Excel, Google Sheets and LibreOffice, with instant download.\u003c\/p\u003e\n\n\u003ch3\u003eWhat is in the bundle\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003e\n\u003cstrong\u003eW1 — Wedding Budget Mastermind\u003c\/strong\u003e ($9.99 value): set your numbers, allocate by category and track every deposit.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eW2 — Wedding Guest Command Center\u003c\/strong\u003e ($11.99 value): RSVPs, seating charts, meal counts and plus-ones.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eW3 — Vendor \u0026amp; Contract Risk Tracker\u003c\/strong\u003e ($12.99 value): risk-score every vendor contract before you sign.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eW4 — Wedding Day Timeline \u0026amp; Coordinator\u003c\/strong\u003e ($11.99 value): build the schedule and run the day with the Live Time Engine.\u003c\/li\u003e\n\u003c\/ul\u003e\n\n\u003ch3\u003eWhy the bundle\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003eIndividual value $46.96; bundle price $34.99, a saving of $11.97\u003c\/li\u003e\n\u003cli\u003eFour Excel files with 36 connected tabs total, four Quick Start PDFs, a printable Day Timeline and a Welcome roadmap\u003c\/li\u003e\n\u003cli\u003eOne shared setup so the four files work as a single system\u003c\/li\u003e\n\u003c\/ul\u003e\n\n\u003ch3\u003eThe Live Time Engine (W4)\u003c\/h3\u003e\n\u003cp\u003eOn your wedding day the dashboard auto-detects the current time and shows what is happening now and what is next, marking each event done, now or upcoming as the day moves. No buttons and no setup; it simply reads the clock.\u003c\/p\u003e\n\n\u003ch3\u003eThe 15-Clause Risk Scanner (W3)\u003c\/h3\u003e\n\u003cp\u003eRun each vendor through 15 weighted questions (cancellation, refunds, force majeure, payment schedule, insurance, backup plan and more) to get a live risk score per contract: safe, review or high risk.\u003c\/p\u003e\n\n\u003ch3\u003eThe 12-month roadmap\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003e12 to 9 months out — W1 budget\u003c\/li\u003e\n\u003cli\u003e9 to 6 months out — W3 vendor risk\u003c\/li\u003e\n\u003cli\u003e6 to 3 months out — W2 guests\u003c\/li\u003e\n\u003cli\u003e3 months to the day — W4 timeline\u003c\/li\u003e\n\u003c\/ul\u003e\n\n\u003ch3\u003eWho it is for\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003eCouples planning everything themselves without a paid coordinator\u003c\/li\u003e\n\u003cli\u003eDetail-oriented planners who want every part organized\u003c\/li\u003e\n\u003cli\u003eWedding planners managing client portfolios\u003c\/li\u003e\n\u003cli\u003eFriends buying a meaningful engagement gift\u003c\/li\u003e\n\u003c\/ul\u003e\n\n\u003ch3\u003eInstant delivery\u003c\/h3\u003e\n\u003cp\u003eFiles arrive immediately after purchase: four Excel spreadsheets, four Quick Start PDFs, a printable Day Timeline PDF and a Bundle Welcome Guide. Works on Mac, Windows, iOS and Android. No subscription, no login.\u003c\/p\u003e\n\n\u003cp\u003e\u003cem\u003eFor personal wedding planning only. This is not financial or legal advice; review any contract with a qualified professional. Designed and built by SpendFlow Studio.\u003c\/em\u003e\u003c\/p\u003e","brand":"SpendFlow Studio","offers":[{"title":"Default Title","offer_id":50274116436161,"sku":null,"price":24.99,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0864\/6446\/3041\/files\/il_1080xN.8048366646_20s7.jpg?v=1780069804"},{"product_id":"self-employed-money-system-bundle-excel-google-sheets-digital-download","title":"Self-Employed Money System Bundle | Excel, Google Sheets (Digital Download)","description":"\u003cp\u003e\u003cstrong\u003eEvery money tool a self-employed person needs, in one bundle.\u003c\/strong\u003e Most freelancers and owners patch their finances together with several apps, a notebook and a panic every April. This bundle replaces that with four connected spreadsheets that run the whole money lifecycle, from your first paycheck to a calculated financial-independence date. Bought separately the four trackers total $52.96; the bundle is $39.99, a saving of $12.97. Works in Excel and Google Sheets, with instant download.\u003c\/p\u003e\n\n\u003ch3\u003eWhat is included (four complete trackers)\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003e\n\u003cstrong\u003ePaycheck Budget Planner\u003c\/strong\u003e ($8.99 value): auto-splits each paycheck across six buckets so every dollar has a job. 8 tabs, 240 formulas.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eFreelancer Finance Tracker\u003c\/strong\u003e ($14.99 value): reserves 25 to 30% for taxes, builds a 3-month buffer for slow months, calculates your real hourly rate and scores client profitability. 10 tabs, 321 formulas.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eSmall Business Finance Tracker\u003c\/strong\u003e ($13.99 value): a Profit First style allocation, quarterly tax estimates (federal, state and self-employment) and an accountant-ready P\u0026amp;L. 10 tabs, 139 formulas.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eFIRE Tracker \u0026amp; Calculator\u003c\/strong\u003e ($14.99 value): tracks net worth and projects your financial-independence date with NPER math, plus Coast FIRE and a safe withdrawal rate. 10 tabs, 280 formulas.\u003c\/li\u003e\n\u003c\/ul\u003e\n\n\u003ch3\u003eThe bundle by the numbers\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003e38 connected tabs across 4 spreadsheets\u003c\/li\u003e\n\u003cli\u003e980 live formulas that recalculate automatically\u003c\/li\u003e\n\u003cli\u003e11 built-in calculation engines\u003c\/li\u003e\n\u003cli\u003e8 core files: 4 Excel (Google Sheets compatible) plus 4 Quick Start PDFs\u003c\/li\u003e\n\u003cli\u003eA 5-page Welcome Guide with a month-by-month sequence\u003c\/li\u003e\n\u003cli\u003eNo subscriptions and no recurring fees\u003c\/li\u003e\n\u003c\/ul\u003e\n\n\u003ch3\u003eThe roadmap\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003eStart — Paycheck Budget Planner to build the foundation\u003c\/li\u003e\n\u003cli\u003eScale — Freelancer Finance Tracker as you take on clients\u003c\/li\u003e\n\u003cli\u003eRun — Small Business Tracker once you form an LLC\u003c\/li\u003e\n\u003cli\u003eFree — FIRE Tracker to track wealth and find your date\u003c\/li\u003e\n\u003c\/ul\u003e\n\n\u003ch3\u003eWho it is for\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003eFreelancers and contractors with irregular income\u003c\/li\u003e\n\u003cli\u003eSmall business and LLC owners\u003c\/li\u003e\n\u003cli\u003eAnyone moving from a paycheck toward financial independence\u003c\/li\u003e\n\u003cli\u003eSpreadsheet-minded self-employed people who want one connected system\u003c\/li\u003e\n\u003c\/ul\u003e\n\n\u003ch3\u003eInstant delivery\u003c\/h3\u003e\n\u003cp\u003eFiles arrive immediately after purchase: four Excel spreadsheets, four Quick Start PDFs and a Welcome Guide. Works on Mac, Windows, iOS and Android. No subscription, no login.\u003c\/p\u003e\n\n\u003cp\u003e\u003cem\u003eFor personal finance organization only. This is not financial, tax or investment advice; tax rates and rules change, so confirm figures with a qualified professional. References to Profit First and the Trinity Study are to published frameworks for general context. Designed and built by SpendFlow Studio.\u003c\/em\u003e\u003c\/p\u003e","brand":"SpendFlow Studio","offers":[{"title":"Default Title","offer_id":50274135933121,"sku":null,"price":27.99,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0864\/6446\/3041\/files\/il_1080xN.8092192765_luit.jpg?v=1780070075"},{"product_id":"couples-wedding-real-estate-tax-spreadsheet-bundle-excel-google-sheets","title":"Couples Wedding Real Estate Tax Spreadsheet Bundle (Excel, Google Sheets)","description":"\u003cp\u003e\u003cstrong\u003eFour premium financial systems in one bundle, for the four biggest money moments most adults face.\u003c\/strong\u003e You don't need a different spreadsheet for every life event; you need four that work together. Bought separately these total $47.96; the bundle is $34.99, a saving of $12.97. Each is a complete standalone system, and together they form 33 connected tabs and 7,161 live formulas. Works in Excel and Google Sheets, with instant download.\u003c\/p\u003e\n\n\u003ch3\u003eWhat is inside (four premium systems)\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003e\n\u003cstrong\u003eCouples Budget System\u003c\/strong\u003e ($11.99 value): the Fairness Engine splits shared expenses proportionally by income share and tells you who owes whom each month. 8 tabs, 988 formulas.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eReal Estate Portfolio Tracker\u003c\/strong\u003e ($12.99 value): a Cash Flow Engine tracking NOI, cap rate, ROI and cash-on-cash per property, for up to 50 properties. 10 tabs, 4,356 formulas.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eTax Planning System\u003c\/strong\u003e ($10.99 value): a 2026 federal-bracket calculator (Single and Married Filing Jointly) with a live refund-or-owe verdict. 7 tabs, 149 formulas.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eWedding Budget Planner\u003c\/strong\u003e ($11.99 value): four engines including smart reallocation, a vendor comparison matrix, live cost-per-guest and a savings runway. 8 tabs, 1,668 formulas.\u003c\/li\u003e\n\u003c\/ul\u003e\n\n\u003ch3\u003eWhat you get\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003e4 Excel files (Google Sheets compatible) with 33 connected tabs total\u003c\/li\u003e\n\u003cli\u003e4 product Quick Start guides plus a bundle Quick Start guide\u003c\/li\u003e\n\u003cli\u003e7,161 live formulas across the four systems\u003c\/li\u003e\n\u003cli\u003eFree lifetime updates\u003c\/li\u003e\n\u003c\/ul\u003e\n\n\u003ch3\u003eThe life-events sequence\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003eAs a couple — open the Couples Budget first to calibrate who pays what\u003c\/li\u003e\n\u003cli\u003eWhen engaged — open the Wedding Budget for priorities, vendors and RSVPs\u003c\/li\u003e\n\u003cli\u003eWhen buying property — open Real Estate for per-property NOI and ROI\u003c\/li\u003e\n\u003cli\u003eEvery tax season — open Tax Planning for a live refund verdict\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp\u003eEach product is fully independent, so you can open any one in any order.\u003c\/p\u003e\n\n\u003ch3\u003eWho it is for\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003eNewly engaged couples covering a wedding and shared finances\u003c\/li\u003e\n\u003cli\u003eFirst-time buyers preparing for a down payment and closing costs\u003c\/li\u003e\n\u003cli\u003eCouples who file jointly and want tax and real estate visibility\u003c\/li\u003e\n\u003cli\u003eAnyone tired of buying templates one at a time, or shopping for a milestone gift\u003c\/li\u003e\n\u003c\/ul\u003e\n\n\u003ch3\u003eInstant delivery\u003c\/h3\u003e\n\u003cp\u003eFiles arrive immediately after purchase: four Excel spreadsheets, four product guides and a bundle guide. Works on Mac, Windows, iOS and Android, and in Google Sheets for sharing with a partner. No subscription, no login.\u003c\/p\u003e\n\n\u003cp\u003e\u003cem\u003eThese are organizational tools for personal planning, not financial, tax, legal or investment advice. Tax brackets and real estate metrics vary by jurisdiction; consult a licensed advisor, CPA or attorney for your situation. 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Works on Mac, Windows, iOS and Android. No subscription, no login.\u003c\/p\u003e\n\n\u003cp\u003e\u003cem\u003eFor personal finance organization only. This is not financial advice; any savings figures are illustrative and vary by person. 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Built across 4 trackers, 30 tabs and 2,296 live formulas. Works in Excel and Google Sheets, with instant download.\u003c\/p\u003e\n\n\u003ch3\u003eThe Wealth Cycle\u003c\/h3\u003e\n\u003cp\u003eThe four trackers form one loop: the annual budget directs your money, sinking funds handle predictable costs, the investment tracker grows the surplus, and the net worth tracker measures the result. 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