{"title":"Real Estate","description":"\u003cp\u003eBuying and owning a home is a long road, and these spreadsheets follow it the whole way. You'll find tools for working out what you can afford, comparing the homes you view, budgeting a renovation, planning the move, and keeping up with maintenance once you're in. There's also a tracker for rental property income. All of them open in Excel or Google Sheets.\u003c\/p\u003e","products":[{"product_id":"real-estate-bundle-5-spreadsheets-home-buying-hunting-renovation-moving-maintenance-excel-pack","title":"Real Estate Bundle 5 Spreadsheets | Home Buying + Hunting + Renovation + Moving + Maintenance | Excel Pack","description":"\u003cp\u003e\u003cstrong\u003eThe complete home ownership toolkit: five spreadsheets, one bundle.\u003c\/strong\u003e Buying a home is a 30-year project, and most planners cover only one slice. The Real Estate Quintet covers all of it, from the day you calculate what you can afford to the day decades later when you replace the furnace. Five Excel spreadsheets in a single ZIP download, and you save versus buying them individually.\u003c\/p\u003e\n\n\u003ch3\u003eWhat is in the bundle\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003e\n\u003cstrong\u003eR1 — Home Buying Affordability\u003c\/strong\u003e ($11.99 individually): the Affordability Engine calculates what you can truly afford from income, debts and lifestyle, with three price scenarios and a 30-year equity projection. 9 tabs, 115 formulas.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eR2 — House Hunting Comparison\u003c\/strong\u003e ($10.99 individually): the Match Score Engine scores 10 houses on 15 criteria with weighted ranking. 9 tabs, 111 formulas.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eR3 — Renovation Budget Tracker\u003c\/strong\u003e ($12.99 individually): the Cost Overrun Engine tracks estimated vs actual with auto thresholds, 8 rooms, 20 line items and an ROI calculator. 9 tabs, 170 formulas.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eR4 — Moving Planner\u003c\/strong\u003e ($9.99 individually): the Move Stress Score Engine with an 8-week countdown, 60 pre-loaded tasks and a 75-box inventory. 9 tabs, 54 formulas.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eR5 — Home Maintenance\u003c\/strong\u003e ($8.99 individually): the Home Health Score Engine with 60 seasonal tasks, a 12-item equipment lifespan tracker and an ROI calculator. 9 tabs, 162 formulas.\u003c\/li\u003e\n\u003c\/ul\u003e\n\n\u003ch3\u003eWhy the bundle\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003eBought separately the five total $54.95; the bundle is $39.99, a saving of $14.96\u003c\/li\u003e\n\u003cli\u003eOne ZIP download with all five organized in numbered folders, plus a Welcome roadmap PDF\u003c\/li\u003e\n\u003cli\u003eThe products are designed to flow into each other across the full home journey\u003c\/li\u003e\n\u003c\/ul\u003e\n\n\u003ch3\u003eBundle totals\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003e45 Excel tabs (9 per product) and 612 formulas across all engines\u003c\/li\u003e\n\u003cli\u003eFive unique scoring engines, one per product\u003c\/li\u003e\n\u003cli\u003e16 files in 6 organized folders, including 11 printable PDFs\u003c\/li\u003e\n\u003cli\u003eOne single ZIP download\u003c\/li\u003e\n\u003c\/ul\u003e\n\n\u003ch3\u003eThe home ownership timeline\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003eBefore buying — R1 calculates true affordability\u003c\/li\u003e\n\u003cli\u003eDuring the search — R2 ranks houses with the Match Score\u003c\/li\u003e\n\u003cli\u003eAfter purchase — R3 tracks renovation costs\u003c\/li\u003e\n\u003cli\u003eMove week — R4 manages 60 tasks and 75 boxes\u003c\/li\u003e\n\u003cli\u003eOngoing ownership — R5 stays open for decades\u003c\/li\u003e\n\u003c\/ul\u003e\n\n\u003ch3\u003eWho it is for\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003eFirst-time home buyers facing the whole 30-year project\u003c\/li\u003e\n\u003cli\u003eYoung couples buying their first home\u003c\/li\u003e\n\u003cli\u003eFamilies relocating across states who need every phase covered\u003c\/li\u003e\n\u003cli\u003eInvestment property owners tracking properties through one framework\u003c\/li\u003e\n\u003c\/ul\u003e\n\n\u003ch3\u003eInstant delivery\u003c\/h3\u003e\n\u003cp\u003eFiles arrive immediately after purchase as a single ZIP: 5 Excel spreadsheets, 10 supporting PDFs and 1 Welcome roadmap. Works on Mac, Windows, iOS and Android. No subscription, no login.\u003c\/p\u003e\n\n\u003cp\u003e\u003cem\u003eFor personal planning only. This is not financial advice; mortgage, renovation and maintenance figures depend on your own numbers and region. Designed and built by SpendFlow Studio.\u003c\/em\u003e\u003c\/p\u003e","brand":"SpendFlow Studio","offers":[{"title":"Default Title","offer_id":50274105884865,"sku":null,"price":27.99,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0864\/6446\/3041\/files\/il_1080xN.8092317563_d5fq.jpg?v=1780069539"},{"product_id":"home-maintenance-spreadsheet-health-score-engine-equipment-lifespan-tracker-roi-calculator-annual-excel-planner","title":"Home Maintenance Spreadsheet | Health Score Engine, Equipment Lifespan Tracker + ROI Calculator | Annual Excel Planner","description":"\u003cp\u003e\u003cstrong\u003eThe home maintenance planner with a real-time health score.\u003c\/strong\u003e Most homeowners forget when the furnace was last serviced, let a filter sit dirty for months, and end up calling for emergency service at full price instead of cheap preventive work. This spreadsheet stops that pattern: watch your Home Health Score climb as you complete tasks and track equipment age, get warned before equipment fails, and see the ROI of preventive maintenance. Works in Excel and Google Sheets, with instant download.\u003c\/p\u003e\n\n\u003ch3\u003eHome Health Score (0–100)\u003c\/h3\u003e\n\u003cp\u003eA single number, auto-calculated from four weighted factors: Tasks Completed (30%), Equipment Health (30%), Repair Backlog (20%) and Overdue Tasks (20%). 80–100 is excellent, 50–79 needs attention and below 50 is at risk. A breakdown table shows exactly which factor to work on first.\u003c\/p\u003e\n\n\u003ch3\u003eWhat you get\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003eExcel file with 9 tabs and 162 live formulas\u003c\/li\u003e\n\u003cli\u003eGoogle Sheets compatible\u003c\/li\u003e\n\u003cli\u003eQuick Start Guide PDF\u003c\/li\u003e\n\u003cli\u003eSeasonal Checklist PDF\u003c\/li\u003e\n\u003cli\u003eCSV export for non-Excel users\u003c\/li\u003e\n\u003cli\u003eFree lifetime updates\u003c\/li\u003e\n\u003c\/ul\u003e\n\n\u003ch3\u003eThe engines and tabs\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003e\n\u003cstrong\u003eHome Health Score Engine\u003c\/strong\u003e — one number that tells you how well-maintained your home is right now.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eAnnual Calendar\u003c\/strong\u003e — 60 tasks across the four seasons with an auto-schedule engine.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eEquipment Lifespan Tracker\u003c\/strong\u003e — 12 home systems with age vs expected lifespan and automatic replace-soon alerts based on industry data.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eROI Calculator\u003c\/strong\u003e — shows how every dollar of preventive maintenance saves roughly four dollars in major repairs.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eMaintenance Budget\u003c\/strong\u003e — line-item annual budget tracking.\u003c\/li\u003e\n\u003c\/ul\u003e\n\n\u003ch3\u003eWho it is for\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003eNew homeowners who want a system from day one\u003c\/li\u003e\n\u003cli\u003eLong-term owners tracking aging equipment\u003c\/li\u003e\n\u003cli\u003eAnyone burned by a surprise repair bill\u003c\/li\u003e\n\u003cli\u003eSpreadsheet-minded people who trust numbers over memory\u003c\/li\u003e\n\u003c\/ul\u003e\n\n\u003ch3\u003eInstant delivery\u003c\/h3\u003e\n\u003cp\u003eFiles arrive immediately after purchase: the Excel file (.xlsx), a CSV export, a Quick Start Guide PDF and a Seasonal Checklist PDF. Works on Mac, Windows, iOS and Android. No subscription, no login.\u003c\/p\u003e\n\n\u003ch3\u003eFile details\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003eFormat: .xlsx and .csv\u003c\/li\u003e\n\u003cli\u003e9 spreadsheet tabs plus PDF guides\u003c\/li\u003e\n\u003cli\u003e162 live formulas\u003c\/li\u003e\n\u003cli\u003eCompatible with Excel 2016+, Google Sheets, LibreOffice and Numbers\u003c\/li\u003e\n\u003cli\u003eFree lifetime updates\u003c\/li\u003e\n\u003c\/ul\u003e\n\n\u003cp\u003e\u003cem\u003eFor personal home-maintenance planning only. Equipment lifespans and ROI figures are general industry estimates and will vary by home. Designed and built by SpendFlow Studio.\u003c\/em\u003e\u003c\/p\u003e","brand":"SpendFlow Studio","offers":[{"title":"Default Title","offer_id":50274107228353,"sku":null,"price":6.99,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0864\/6446\/3041\/files\/il_1080xN.8092361407_3s6b.jpg?v=1780069584"},{"product_id":"renovation-budget-spreadsheet-cost-overrun-tracker-roi-calculator-excel-tool","title":"Renovation Budget Spreadsheet | Cost Overrun Tracker, ROI Calculator (Excel Tool)","description":"\u003cp\u003e\u003cstrong\u003eThe renovation budget spreadsheet that catches overruns before they wreck your project.\u003c\/strong\u003e Most renovations go over budget: cabinets cost more than the quote, the crew finds rotten subfloor, permits get delayed, and a $50K kitchen quietly becomes a $75K crisis. This spreadsheet stops that pattern. Track every line item, compare estimated vs actual, and watch the variance climb as it happens, with a warning at +10% before you ever hit +25%. Works in Excel and Google Sheets, with instant download.\u003c\/p\u003e\n\n\u003ch3\u003eCost Overrun Engine\u003c\/h3\u003e\n\u003cp\u003eFor each line item you enter your estimate and your actual cost, and the spreadsheet computes the variance and assigns a status automatically: Under, On Target, Slight Over (+10% to +25%) or Over (above +25%). Color-coded formatting flags problems instantly so the first red item tells you where to pause.\u003c\/p\u003e\n\n\u003ch3\u003eWhat you get\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003eExcel file with 9 tabs and 170 live formulas\u003c\/li\u003e\n\u003cli\u003eGoogle Sheets compatible\u003c\/li\u003e\n\u003cli\u003eQuick Start Guide PDF\u003c\/li\u003e\n\u003cli\u003eDaily Cost Tracker One-Pager PDF (print one per work day)\u003c\/li\u003e\n\u003cli\u003eCSV export for non-Excel users\u003c\/li\u003e\n\u003cli\u003eFree lifetime updates\u003c\/li\u003e\n\u003c\/ul\u003e\n\n\u003ch3\u003eInside every tab\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003eStart Here — project info, total budget, a 20% buffer and 8-room allocation\u003c\/li\u003e\n\u003cli\u003eDashboard — budget gauge, room-by-room status, 5 KPIs and alerts\u003c\/li\u003e\n\u003cli\u003eCost Tracker — 20 line items with estimate vs actual, variance and auto status\u003c\/li\u003e\n\u003cli\u003eRoom-by-Room — detailed cost rows per room\u003c\/li\u003e\n\u003cli\u003eMaterials — 20 materials with vendors, quotes and ordered status\u003c\/li\u003e\n\u003cli\u003eLabor — 15 contractors with rates, hours and paid status\u003c\/li\u003e\n\u003cli\u003eROI — investment vs value added with 10 industry benchmarks\u003c\/li\u003e\n\u003cli\u003eTimeline — 12 reno phases with dates and dependencies\u003c\/li\u003e\n\u003cli\u003eSurprises — an unexpected-cost log with 10 common renovation surprises\u003c\/li\u003e\n\u003c\/ul\u003e\n\n\u003ch3\u003eWho it is for\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003eHomeowners planning a kitchen, bath or whole-home renovation\u003c\/li\u003e\n\u003cli\u003eHouse flippers tracking cost and ROI per project\u003c\/li\u003e\n\u003cli\u003eAnyone working with contractors who wants accountability per line item\u003c\/li\u003e\n\u003cli\u003eSpreadsheet-minded renovators who want to catch overruns early\u003c\/li\u003e\n\u003c\/ul\u003e\n\n\u003ch3\u003eInstant delivery\u003c\/h3\u003e\n\u003cp\u003eFiles arrive immediately after purchase: the Excel file (.xlsx), a CSV export, a Quick Start Guide PDF and a Daily Cost Tracker One-Pager PDF. Works on Mac, Windows, iOS and Android. No subscription, no login.\u003c\/p\u003e\n\n\u003ch3\u003eFile details\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003eFormat: .xlsx and .csv\u003c\/li\u003e\n\u003cli\u003e9 spreadsheet tabs plus PDF guides\u003c\/li\u003e\n\u003cli\u003e170 live formulas\u003c\/li\u003e\n\u003cli\u003eCompatible with Excel 2016+, Google Sheets, LibreOffice and Numbers\u003c\/li\u003e\n\u003cli\u003eFree lifetime updates\u003c\/li\u003e\n\u003c\/ul\u003e\n\n\u003cp\u003e\u003cem\u003eFor personal renovation planning only. ROI benchmarks are general industry estimates and will vary by market. Designed and built by SpendFlow Studio.\u003c\/em\u003e\u003c\/p\u003e","brand":"SpendFlow Studio","offers":[{"title":"Default Title","offer_id":50274110636225,"sku":null,"price":9.99,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0864\/6446\/3041\/files\/il_1080xN.8092495495_1mm9.jpg?v=1780069671"},{"product_id":"house-hunting-spreadsheet-home-comparison-tracker-match-score-engine-excel-tool","title":"House Hunting Spreadsheet | Home Comparison Tracker, Match Score Engine (Excel Tool)","description":"\u003cp\u003e\u003cstrong\u003eTurn \"they all kind of look the same\" into \"House #2 wins, here's why.\"\u003c\/strong\u003e By the fifth open house, every kitchen blurs into the next and your phone notes are a mess. This spreadsheet fixes that: score every house on 15 weighted criteria, get a 0–100 match score per home, and watch the winner emerge clearly, backed by your priorities rather than an agent's pitch. Works in Excel and Google Sheets, with instant download.\u003c\/p\u003e\n\n\u003ch3\u003eMatch Score Engine\u003c\/h3\u003e\n\u003cp\u003eEach house is scored 1 to 10 across 15 criteria, and you set the weight of each one for what matters to you. The spreadsheet computes a weighted 0–100 match score per home, so a real winner emerges instead of a tie. Most house-hunting sheets offer 5 to 8 criteria with equal weight; this one gives 15 with custom weights.\u003c\/p\u003e\n\n\u003ch3\u003eWhat you get\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003eExcel file with 9 tabs and 111 live formulas\u003c\/li\u003e\n\u003cli\u003eGoogle Sheets compatible\u003c\/li\u003e\n\u003cli\u003eQuick Start Guide PDF (score 10 houses in 30 minutes)\u003c\/li\u003e\n\u003cli\u003eTour Notes One-Pager PDF (print one per tour)\u003c\/li\u003e\n\u003cli\u003eCSV export for non-Excel users\u003c\/li\u003e\n\u003cli\u003eFree lifetime updates\u003c\/li\u003e\n\u003c\/ul\u003e\n\n\u003ch3\u003eInside every tab\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003eStart Here — your profile, budget and 15 customizable criteria weights\u003c\/li\u003e\n\u003cli\u003eDashboard — top match score, top 3 ranking and 5 KPIs\u003c\/li\u003e\n\u003cli\u003eMatch Engine — 10 houses by 15 weighted criteria scored 1 to 10\u003c\/li\u003e\n\u003cli\u003eHouse Details — price, beds, baths, sqft, lot, year, HOA and taxes\u003c\/li\u003e\n\u003cli\u003eLocation Compare — schools, commute, walkability and transit per house\u003c\/li\u003e\n\u003cli\u003eTrue Cost — list price plus repairs, closing and 5-year cost with a cost-adjusted score\u003c\/li\u003e\n\u003cli\u003eViewing Notes — a 42-item checklist across 8 categories for every tour\u003c\/li\u003e\n\u003cli\u003eRed Flags — 20 critical issues with severity and recommended action\u003c\/li\u003e\n\u003cli\u003eDecision — top 3 finalists with pros, cons and final verdict\u003c\/li\u003e\n\u003c\/ul\u003e\n\n\u003ch3\u003eWho it is for\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003eFirst-time buyers comparing several homes\u003c\/li\u003e\n\u003cli\u003eCouples who remember showings differently\u003c\/li\u003e\n\u003cli\u003eAnyone touring multiple open houses in a busy market\u003c\/li\u003e\n\u003cli\u003eSpreadsheet-minded buyers who want a decision backed by numbers\u003c\/li\u003e\n\u003c\/ul\u003e\n\n\u003ch3\u003eInstant delivery\u003c\/h3\u003e\n\u003cp\u003eFiles arrive immediately after purchase: the Excel file (.xlsx), a CSV export, a Quick Start Guide PDF and a Tour Notes One-Pager PDF. Works on Mac, Windows, iOS and Android. No subscription, no login.\u003c\/p\u003e\n\n\u003ch3\u003eFile details\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003eFormat: .xlsx and .csv\u003c\/li\u003e\n\u003cli\u003e9 spreadsheet tabs plus PDF guides\u003c\/li\u003e\n\u003cli\u003e111 live formulas\u003c\/li\u003e\n\u003cli\u003eCompatible with Excel 2016+, Google Sheets, LibreOffice and Numbers\u003c\/li\u003e\n\u003cli\u003eFree lifetime updates\u003c\/li\u003e\n\u003c\/ul\u003e\n\n\u003cp\u003e\u003cem\u003eFor personal home-search organization only. This is not real estate or financial advice. Designed and built by SpendFlow Studio.\u003c\/em\u003e\u003c\/p\u003e","brand":"SpendFlow Studio","offers":[{"title":"Default Title","offer_id":50274112176321,"sku":null,"price":7.99,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0864\/6446\/3041\/files\/il_1080xN.8092530759_6d43.jpg?v=1780069703"},{"product_id":"home-affordability-calculator-spreadsheet-mortgage-comparison-budget-tracker-excel","title":"Home Affordability Calculator Spreadsheet | Mortgage Comparison, Budget Tracker (Excel)","description":"\u003cp\u003e\u003cstrong\u003eThe home affordability calculator most first-time buyers wish they had before house hunting.\u003c\/strong\u003e You don't need a financial advisor to know what you can afford; you need a spreadsheet that runs the same math lenders run, using your numbers, and shows the answer in seconds. Type in your income and debts and the dashboard shows your maximum affordable home price as one big number. No email capture, no guessing. Works in Excel and Google Sheets, with instant download.\u003c\/p\u003e\n\n\u003ch3\u003eAffordability Engine\u003c\/h3\u003e\n\u003cp\u003eThe Affordability tab calculates six lender rules side by side: the 28% rule, the 36% rule, the 43% maximum DTI (FHA\/VA), 5x income, 3x income, and a balanced recommended average. For each you see the maximum monthly PITI, maximum home price and maximum loan amount, so you can pick the level you are comfortable with.\u003c\/p\u003e\n\n\u003ch3\u003eWhat you get\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003eExcel file with 9 tabs and 115 live formulas\u003c\/li\u003e\n\u003cli\u003eGoogle Sheets compatible\u003c\/li\u003e\n\u003cli\u003eQuick Start Guide PDF (set up in 10 minutes)\u003c\/li\u003e\n\u003cli\u003eAffordability One-Pager PDF (print-ready for your lender meeting)\u003c\/li\u003e\n\u003cli\u003eCSV export for non-Excel users\u003c\/li\u003e\n\u003cli\u003eFree lifetime updates\u003c\/li\u003e\n\u003c\/ul\u003e\n\n\u003ch3\u003eInside every tab\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003eStart Here — income, debts, savings, rate and term\u003c\/li\u003e\n\u003cli\u003eDashboard — your maximum affordable home as one big number\u003c\/li\u003e\n\u003cli\u003eAffordability — 6 lender rules with a full breakdown\u003c\/li\u003e\n\u003cli\u003eMortgage Compare — 3 lenders side by side with the best total cost highlighted\u003c\/li\u003e\n\u003cli\u003eDown Payment — goal, monthly contribution and an estimated buy date\u003c\/li\u003e\n\u003cli\u003eMonthly Costs — 15 categories beyond the mortgage\u003c\/li\u003e\n\u003cli\u003eClosing Costs — 20 fees with typical percentages\u003c\/li\u003e\n\u003cli\u003e5-Year Projection — equity build and appreciation\u003c\/li\u003e\n\u003cli\u003eGoals — a 15-milestone pre-approval checklist\u003c\/li\u003e\n\u003c\/ul\u003e\n\n\u003ch3\u003eWho it is for\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003eFirst-time buyers figuring out their real budget\u003c\/li\u003e\n\u003cli\u003eAnyone comparing pre-approval offers from several lenders\u003c\/li\u003e\n\u003cli\u003eSavers tracking a down-payment goal\u003c\/li\u003e\n\u003cli\u003eSpreadsheet-minded buyers who want clarity before house hunting\u003c\/li\u003e\n\u003c\/ul\u003e\n\n\u003ch3\u003eInstant delivery\u003c\/h3\u003e\n\u003cp\u003eFiles arrive immediately after purchase: the Excel file (.xlsx), a CSV export, a Quick Start Guide PDF and an Affordability One-Pager PDF. Works on Mac, Windows, iOS and Android. No subscription, no login.\u003c\/p\u003e\n\n\u003ch3\u003eFile details\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003eFormat: .xlsx and .csv\u003c\/li\u003e\n\u003cli\u003e9 spreadsheet tabs plus PDF guides\u003c\/li\u003e\n\u003cli\u003e115 live formulas\u003c\/li\u003e\n\u003cli\u003eCompatible with Excel 2016+, Google Sheets, LibreOffice and Numbers\u003c\/li\u003e\n\u003cli\u003eFree lifetime updates\u003c\/li\u003e\n\u003c\/ul\u003e\n\n\u003cp\u003e\u003cem\u003eFor personal planning only. This is not mortgage or financial advice; lender rules and rates change, so confirm figures with a licensed lender. 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Works in Excel and Google Sheets, with instant download.\u003c\/p\u003e\n\n\u003ch3\u003eThe Cash Flow Engine\u003c\/h3\u003e\n\u003cp\u003eFor every property it calculates NOI, cap rate, monthly cash flow and cash-on-cash ROI, and screens deals against the 1% rule, so a good investment is obvious at a glance.\u003c\/p\u003e\n\n\u003ch3\u003eFour ways wealth is built\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003e\n\u003cstrong\u003eCash flow\u003c\/strong\u003e — monthly income after the mortgage and expenses\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eAppreciation \u0026amp; CAGR\u003c\/strong\u003e — market value over time with a compound annual growth rate\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eMortgage paydown \u0026amp; equity\u003c\/strong\u003e — loan balance and equity growth year by year\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eGoal tracking\u003c\/strong\u003e — portfolio targets for income and equity\u003c\/li\u003e\n\u003c\/ul\u003e\n\n\u003ch3\u003eWhat you get\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003eExcel file with 10 connected tabs and 4,356 live formulas\u003c\/li\u003e\n\u003cli\u003eGoogle Sheets compatible\u003c\/li\u003e\n\u003cli\u003eCapacity for up to 50 properties\u003c\/li\u003e\n\u003cli\u003eQuick Start Guide PDF\u003c\/li\u003e\n\u003cli\u003eFree lifetime updates\u003c\/li\u003e\n\u003c\/ul\u003e\n\n\u003ch3\u003eInside the system\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003eStart Here — portfolio settings and assumptions\u003c\/li\u003e\n\u003cli\u003eDashboard — portfolio NOI, cap rate, cash-on-cash and equity\u003c\/li\u003e\n\u003cli\u003eProperties — details and financing per property\u003c\/li\u003e\n\u003cli\u003eCash Flow Engine — per-property returns and the 1% rule screen\u003c\/li\u003e\n\u003cli\u003eAppreciation \u0026amp; CAGR — value growth tracking\u003c\/li\u003e\n\u003cli\u003eMortgage Paydown — loan balance and equity over time\u003c\/li\u003e\n\u003cli\u003eIncome \u0026amp; Expenses — rent roll and operating costs\u003c\/li\u003e\n\u003cli\u003eGoals — portfolio milestones\u003c\/li\u003e\n\u003c\/ul\u003e\n\n\u003ch3\u003eWho it is for\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003eRental property investors and landlords\u003c\/li\u003e\n\u003cli\u003eHouse hackers tracking their first door\u003c\/li\u003e\n\u003cli\u003eAnyone evaluating deals on cap rate and cash-on-cash\u003c\/li\u003e\n\u003cli\u003eInvestors building toward a portfolio target\u003c\/li\u003e\n\u003c\/ul\u003e\n\n\u003ch3\u003eInstant delivery\u003c\/h3\u003e\n\u003cp\u003eFiles arrive immediately after purchase: the Excel file (.xlsx), a CSV export and a Quick Start Guide PDF. 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