{"product_id":"dividend-tracker-spreadsheet-stock-income-calculator-portfolio-yield-planner-excel-google-sheets","title":"Dividend Tracker Spreadsheet, Stock Income Calculator, Portfolio Yield Planner (Excel, Google Sheets)","description":"\u003cp\u003e\u003cstrong\u003eBuild cash flow that never sleeps.\u003c\/strong\u003e Dividend Income Pro is a complete spreadsheet system that turns dividend investing into a clear, trackable plan. Five named engines work together so you can avoid yield traps, project 30 years of compound returns, optimize taxes through smart account placement, and build your holdings in the right order. Works for any portfolio size, in both Excel and Google Sheets, with instant download.\u003c\/p\u003e\n\n\u003ch3\u003eDividend Income Score (0–100)\u003c\/h3\u003e\n\u003cp\u003eAn auto-calculated score from five weighted components that updates as you log holdings, track risk, and check tax efficiency. Above 85 means your income engine is fully on track; below 70 means it is time to tighten the plan or check for yield traps.\u003c\/p\u003e\n\n\u003ch3\u003eWhat you get\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003eExcel file with 9 tabs and 1,017 live formulas\u003c\/li\u003e\n\u003cli\u003eGoogle Sheets compatible\u003c\/li\u003e\n\u003cli\u003eQuick Start Guide PDF (6 pages)\u003c\/li\u003e\n\u003cli\u003eStrategy Guide PDF (6 pages)\u003c\/li\u003e\n\u003cli\u003eCSV export for non-Excel users\u003c\/li\u003e\n\u003cli\u003eFree lifetime updates\u003c\/li\u003e\n\u003c\/ul\u003e\n\n\u003ch3\u003eFive named engines\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003e\n\u003cstrong\u003eDividend Income Score Engine\u003c\/strong\u003e — a weighted score out of 100 across Yield Quality (25%), Income Stability (20%), Growth Rate (20%), Tax Efficiency (20%) and Diversification (15%).\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003ePortfolio Tracker Engine\u003c\/strong\u003e — 25 holdings with a full color-coded breakdown across 13 sectors, using the Wall Street CFA \/ analyst color standard.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eIncome Forecast Engine\u003c\/strong\u003e — a 12-month rolling payout calendar with auto-detected monthly and quarterly payers.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eGrowth \u0026amp; Compound Engine\u003c\/strong\u003e — a 30-year compound projection with a DRIP toggle.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eRisk \u0026amp; Quality Engine\u003c\/strong\u003e — a Yield Trap Detector with four-tier classification and an auto cut-risk score per holding.\u003c\/li\u003e\n\u003c\/ul\u003e\n\n\u003ch3\u003eInside every tab\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003eStart Here — setup wizard and color code explained\u003c\/li\u003e\n\u003cli\u003eDashboard — live score, 5 KPI cards, doughnut charts\u003c\/li\u003e\n\u003cli\u003ePortfolio Holdings — 25 holdings, 13 sector breakdown\u003c\/li\u003e\n\u003cli\u003eIncome Calendar — 12-month forecast with quarterly spikes\u003c\/li\u003e\n\u003cli\u003eGrowth \u0026amp; Compound — 30-year DRIP projection\u003c\/li\u003e\n\u003cli\u003eRisk \u0026amp; Quality — Yield Trap Detector with 4 tiers\u003c\/li\u003e\n\u003cli\u003eTax Optimization — account placement matrix\u003c\/li\u003e\n\u003cli\u003eGoals \u0026amp; Targets — 8 milestones with auto-progress\u003c\/li\u003e\n\u003c\/ul\u003e\n\n\u003ch3\u003eWho it is for\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003eThe FIRE builder, building toward financial independence\u003c\/li\u003e\n\u003cli\u003eThe new dividend investor, learning to spot yield traps\u003c\/li\u003e\n\u003cli\u003eThe retiring income investor in retirement transition\u003c\/li\u003e\n\u003cli\u003eThe growth optimizer running a long-term compounding strategy\u003c\/li\u003e\n\u003c\/ul\u003e\n\n\u003ch3\u003eInstant delivery\u003c\/h3\u003e\n\u003cp\u003eFiles arrive immediately after purchase: the Excel file (.xlsx), a CSV export, a Quick Start Guide PDF and a Strategy Guide PDF. Works on Mac, Windows, iOS and Android. No subscription, no login.\u003c\/p\u003e\n\n\u003ch3\u003eFile details\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003eFormat: .xlsx and .csv\u003c\/li\u003e\n\u003cli\u003e9 spreadsheet tabs plus 12 PDF pages\u003c\/li\u003e\n\u003cli\u003e1,017 live formulas\u003c\/li\u003e\n\u003cli\u003eCompatible with Excel 2016+, Google Sheets, LibreOffice and Numbers\u003c\/li\u003e\n\u003cli\u003eFree lifetime updates\u003c\/li\u003e\n\u003c\/ul\u003e\n\n\u003cp\u003e\u003cem\u003eEducational and personal tracking only. This is not financial advice. Tax rates referenced follow 2024 US IRS guidelines and may change; verify current rates with IRS.gov. Designed and built by SpendFlow Studio.\u003c\/em\u003e\u003c\/p\u003e","brand":"SpendFlow Studio","offers":[{"title":"Default Title","offer_id":50274049228993,"sku":null,"price":9.09,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0864\/6446\/3041\/files\/il_1080xN.8076216357_frf6.jpg?v=1780068516","url":"https:\/\/spendflowstudio.com\/products\/dividend-tracker-spreadsheet-stock-income-calculator-portfolio-yield-planner-excel-google-sheets","provider":"SpendFlow Studio","version":"1.0","type":"link"}