{"product_id":"money-bundle-spending-savings-bills-debt-trackers-excel-google-sheets","title":"Money Bundle: Spending, Savings, Bills, Debt Trackers (Excel, Google Sheets)","description":"\u003cp\u003e\u003cstrong\u003eThe complete money toolkit: four premium templates in one bundle.\u003c\/strong\u003e Spending, savings, bills and debt, every side of your money story finally in one place. Bought separately the four total $34.96; the bundle is $24.99, a saving of $9.97. Together they form 27 tabs and 1,282 live formulas. Works in Excel and Google Sheets, with instant download.\u003c\/p\u003e\n\n\u003ch3\u003eWhat is inside (four trackers)\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003e\n\u003cstrong\u003eSpending Tracker\u003c\/strong\u003e ($7.99 value): daily expenses, category budgets and a monthly review. 8 tabs.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eSavings Goal Tracker\u003c\/strong\u003e ($8.99 value): up to 20 goals, a 50\/30\/20 calculator and milestones. 6 tabs.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eBill \u0026amp; Subscription Planner\u003c\/strong\u003e ($7.99 value): an audit tool, a waste calculator and reminders. 6 tabs.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eDebt Payoff Tracker\u003c\/strong\u003e ($9.99 value): snowball and avalanche methods with a what-if simulator. 7 tabs.\u003c\/li\u003e\n\u003c\/ul\u003e\n\n\u003ch3\u003eWhat you get\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003e4 Excel files (Google Sheets compatible) with 27 tabs total\u003c\/li\u003e\n\u003cli\u003e4 Quick Start guides plus a bundle overview guide\u003c\/li\u003e\n\u003cli\u003e1,282 live formulas across the four trackers\u003c\/li\u003e\n\u003cli\u003eFree lifetime updates\u003c\/li\u003e\n\u003c\/ul\u003e\n\n\u003ch3\u003eStandout features\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003eSubscription Audit Tool that scores each subscription and recommends keep, review or cancel\u003c\/li\u003e\n\u003cli\u003eWhat-If Simulator showing how extra payments change your debt-free date\u003c\/li\u003e\n\u003cli\u003eBuilt-in 50\/30\/20 and daily-savings calculators\u003c\/li\u003e\n\u003cli\u003eSide-by-side snowball vs avalanche comparison with auto-sorting\u003c\/li\u003e\n\u003c\/ul\u003e\n\n\u003ch3\u003eThe 4-week rollout\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003eWeek 1 — track every expense to build awareness\u003c\/li\u003e\n\u003cli\u003eWeek 2 — add bills and subscriptions, then run the audit\u003c\/li\u003e\n\u003cli\u003eWeek 3 — add debts and compare payoff strategies\u003c\/li\u003e\n\u003cli\u003eWeek 4 — set two or three realistic savings goals\u003c\/li\u003e\n\u003c\/ul\u003e\n\n\u003ch3\u003eWho it is for\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003eAnyone serious about taking control of their money\u003c\/li\u003e\n\u003cli\u003eCouples managing shared finances\u003c\/li\u003e\n\u003cli\u003eFreelancers with variable income and big goals\u003c\/li\u003e\n\u003cli\u003ePeople starting from zero who want a complete toolkit\u003c\/li\u003e\n\u003c\/ul\u003e\n\n\u003ch3\u003eInstant delivery\u003c\/h3\u003e\n\u003cp\u003eFiles arrive immediately after purchase: four Excel spreadsheets, four Quick Start guides and a bundle overview. Works on Mac, Windows, iOS and Android. No subscription, no login.\u003c\/p\u003e\n\n\u003cp\u003e\u003cem\u003eFor personal finance organization only. This is not financial advice; any savings figures are illustrative and vary by person. Designed and built by SpendFlow Studio.\u003c\/em\u003e\u003c\/p\u003e","brand":"SpendFlow Studio","offers":[{"title":"Default Title","offer_id":50274138489025,"sku":null,"price":17.49,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0864\/6446\/3041\/files\/il_1080xN.8044356572_9cgz.jpg?v=1780070136","url":"https:\/\/spendflowstudio.com\/products\/money-bundle-spending-savings-bills-debt-trackers-excel-google-sheets","provider":"SpendFlow Studio","version":"1.0","type":"link"}