{"product_id":"net-worth-tracker-spreadsheet-excel-google-sheets-financial-planner","title":"Net Worth Tracker Spreadsheet | Excel Google Sheets Financial Planner","description":"\u003cp\u003e\u003cstrong\u003eOne number tells you whether you are actually getting ahead: your net worth.\u003c\/strong\u003e This tracker totals your assets, subtracts your liabilities, and charts the result month after month so you can watch your wealth story unfold and see the next milestone coming. Works in Excel and Google Sheets, with instant download.\u003c\/p\u003e\n\n\u003ch3\u003eAssets minus liabilities, tracked over time\u003c\/h3\u003e\n\u003cp\u003eLog what you own and what you owe, and the dashboard calculates net worth, the monthly change and the percentage change across a 12-month view, turning scattered accounts into one clear trend.\u003c\/p\u003e\n\n\u003ch3\u003eMilestones and liability paydown\u003c\/h3\u003e\n\u003cp\u003eA milestone projection estimates when you reach each wealth level based on your savings rate and expected growth, while the liability section tracks how fast you are paying down mortgage, auto, student and other debts.\u003c\/p\u003e\n\n\u003ch3\u003eWhat you get\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003eExcel file with dashboard, 12-month chart and milestones\u003c\/li\u003e\n\u003cli\u003eGoogle Sheets compatible\u003c\/li\u003e\n\u003cli\u003eQuick Start Guide PDF\u003c\/li\u003e\n\u003cli\u003eCSV export for non-Excel users\u003c\/li\u003e\n\u003cli\u003eFree lifetime updates\u003c\/li\u003e\n\u003c\/ul\u003e\n\n\u003ch3\u003eInside the system\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003eStart Here — savings rate and growth assumptions\u003c\/li\u003e\n\u003cli\u003eDashboard — net worth, next milestone and asset breakdown\u003c\/li\u003e\n\u003cli\u003eAssets — cash, investments, retirement, property and more\u003c\/li\u003e\n\u003cli\u003eLiabilities — mortgage, auto, student, credit card and personal loans\u003c\/li\u003e\n\u003cli\u003e12-Month Growth — net worth, change and percentage change\u003c\/li\u003e\n\u003cli\u003eMilestones — projected dates for each wealth level\u003c\/li\u003e\n\u003c\/ul\u003e\n\n\u003ch3\u003eWho it is for\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003eAnyone who wants one clear measure of financial progress\u003c\/li\u003e\n\u003cli\u003ePeople paying down debt and building assets at once\u003c\/li\u003e\n\u003cli\u003eLong-term savers tracking milestones\u003c\/li\u003e\n\u003cli\u003eAnyone tired of guessing whether they are ahead\u003c\/li\u003e\n\u003c\/ul\u003e\n\n\u003ch3\u003eInstant delivery\u003c\/h3\u003e\n\u003cp\u003eFiles arrive immediately after purchase: the Excel file (.xlsx), a CSV export and a Quick Start Guide PDF. Works on Mac, Windows, iOS and Android. No subscription, no login.\u003c\/p\u003e\n\n\u003cp\u003e\u003cem\u003eFor personal tracking only. Projections rely on assumptions you set and are illustrative, not guarantees; this is not financial advice. Designed and built by SpendFlow Studio.\u003c\/em\u003e\u003c\/p\u003e","brand":"SpendFlow Studio","offers":[{"title":"Default Title","offer_id":50274180038849,"sku":null,"price":6.99,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0864\/6446\/3041\/files\/il_1080xN.8095866007_mk5x.jpg?v=1780071196","url":"https:\/\/spendflowstudio.com\/products\/net-worth-tracker-spreadsheet-excel-google-sheets-financial-planner","provider":"SpendFlow Studio","version":"1.0","type":"link"}