{"product_id":"pet-cost-tracker-excel-google-sheets-lifetime-cost-insurance-roi-emergency-fund-digital-download","title":"Pet Cost Tracker Excel Google Sheets | Lifetime Cost, Insurance ROI, Emergency Fund (Digital Download)","description":"\u003cp\u003e\u003cstrong\u003eKnow the true lifetime cost of your pet, and be ready for the emergency that catches most owners off guard.\u003c\/strong\u003e This tracker projects what a pet really costs over its whole life, sizes the emergency vet fund you should hold, and shows whether insurance pays off for your breed. Built with 9 connected tabs. Works in Excel and Google Sheets, with instant download.\u003c\/p\u003e\n\n\u003ch3\u003eThe emergency vet fund, calculated\u003c\/h3\u003e\n\u003cp\u003eA large share of owners cannot cover a surprise vet bill. This tool sizes the fund you should set aside based on your pet and target buffer, so a sudden bill is a plan, not a panic.\u003c\/p\u003e\n\n\u003ch3\u003eInsurance ROI by breed\u003c\/h3\u003e\n\u003cp\u003eCompare expected vet costs against insurance premiums for your breed, so the keep-or-skip insurance decision is based on numbers rather than guesswork.\u003c\/p\u003e\n\n\u003ch3\u003eWhat you get\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003eExcel file with 9 connected tabs\u003c\/li\u003e\n\u003cli\u003eGoogle Sheets compatible\u003c\/li\u003e\n\u003cli\u003eQuick Start Guide PDF\u003c\/li\u003e\n\u003cli\u003eCSV export for non-Excel users\u003c\/li\u003e\n\u003cli\u003eFree lifetime updates\u003c\/li\u003e\n\u003c\/ul\u003e\n\n\u003ch3\u003eInside the system\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003eStart Here — pet profile, breed and assumptions\u003c\/li\u003e\n\u003cli\u003eDashboard — monthly, annual and lifetime cost at a glance\u003c\/li\u003e\n\u003cli\u003eExpenses — food, vet, grooming, supplies and more\u003c\/li\u003e\n\u003cli\u003eLifetime Cost — full projected cost over the pet's life\u003c\/li\u003e\n\u003cli\u003eEmergency Fund — recommended vet buffer\u003c\/li\u003e\n\u003cli\u003eInsurance ROI — premiums vs expected costs\u003c\/li\u003e\n\u003cli\u003eVaccination \u0026amp; Vet — records and reminders\u003c\/li\u003e\n\u003cli\u003eGoals — savings targets for pet care\u003c\/li\u003e\n\u003c\/ul\u003e\n\n\u003ch3\u003eWho it is for\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003eDog owners and cat owners\u003c\/li\u003e\n\u003cli\u003eMulti-pet households\u003c\/li\u003e\n\u003cli\u003eAnyone adopting soon who wants the real numbers first\u003c\/li\u003e\n\u003cli\u003eOwners deciding whether pet insurance is worth it\u003c\/li\u003e\n\u003c\/ul\u003e\n\n\u003ch3\u003eInstant delivery\u003c\/h3\u003e\n\u003cp\u003eFiles arrive immediately after purchase: the Excel file (.xlsx), a CSV export and a Quick Start Guide PDF. Works on Mac, Windows, iOS and Android. No subscription, no login.\u003c\/p\u003e\n\n\u003cp\u003e\u003cem\u003eFor personal planning only. Cost, breed and insurance figures are illustrative and depend on your inputs; this is not financial or veterinary advice. Designed and built by SpendFlow Studio.\u003c\/em\u003e\u003c\/p\u003e","brand":"SpendFlow Studio","offers":[{"title":"Default Title","offer_id":50274169323713,"sku":null,"price":8.39,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0864\/6446\/3041\/files\/il_1080xN.8045004198_a9tz.jpg?v=1780070998","url":"https:\/\/spendflowstudio.com\/products\/pet-cost-tracker-excel-google-sheets-lifetime-cost-insurance-roi-emergency-fund-digital-download","provider":"SpendFlow Studio","version":"1.0","type":"link"}