{"product_id":"savings-goal-tracker-spreadsheet-excel-google-sheets-template-digital-download","title":"Savings Goal Tracker Spreadsheet | Excel Google Sheets Template (Digital Download)","description":"\u003cp\u003e\u003cstrong\u003eTurn a vague wish list into a real savings plan with targets, dates and visible progress.\u003c\/strong\u003e This tracker gives every goal a number and a deadline, splits your income with a built-in 50\/30\/20 calculator, and shows how small, steady saving adds up over time. Works in Excel and Google Sheets, with instant download.\u003c\/p\u003e\n\n\u003ch3\u003eThe 50\/30\/20 Calculator\u003c\/h3\u003e\n\u003cp\u003eEnter your income and it splits it into needs, wants and savings with both percentages and dollar amounts, so you know exactly how much can go toward goals each month.\u003c\/p\u003e\n\n\u003ch3\u003eSmall habits, real results\u003c\/h3\u003e\n\u003cp\u003eA simple projection shows how a modest daily amount grows over one month, one year, three years and five years, turning \"I should save more\" into a clear, motivating number.\u003c\/p\u003e\n\n\u003ch3\u003eWhat you get\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003eExcel file with calculator, goals and milestone views\u003c\/li\u003e\n\u003cli\u003eGoogle Sheets compatible\u003c\/li\u003e\n\u003cli\u003eQuick Start Guide PDF\u003c\/li\u003e\n\u003cli\u003eCSV export for non-Excel users\u003c\/li\u003e\n\u003cli\u003eFree lifetime updates\u003c\/li\u003e\n\u003c\/ul\u003e\n\n\u003ch3\u003eInside the system\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003eStart Here — income and your goals\u003c\/li\u003e\n\u003cli\u003eDashboard — total target, amount saved and overall progress\u003c\/li\u003e\n\u003cli\u003e50\/30\/20 Calculator — needs, wants and savings split\u003c\/li\u003e\n\u003cli\u003eGoals — each goal with target, date and progress\u003c\/li\u003e\n\u003cli\u003eHabit Projection — how steady saving grows over time\u003c\/li\u003e\n\u003cli\u003eMilestones — 25%, 50%, 75% and 100% markers to celebrate\u003c\/li\u003e\n\u003c\/ul\u003e\n\n\u003ch3\u003eWho it is for\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003eAnyone saving for a trip, a purchase or an emergency fund\u003c\/li\u003e\n\u003cli\u003ePeople who set goals but lose track of them\u003c\/li\u003e\n\u003cli\u003eBeginners who want a simple income split\u003c\/li\u003e\n\u003cli\u003eAnyone motivated by visible progress\u003c\/li\u003e\n\u003c\/ul\u003e\n\n\u003ch3\u003eInstant delivery\u003c\/h3\u003e\n\u003cp\u003eFiles arrive immediately after purchase: the Excel file (.xlsx), a CSV export and a Quick Start Guide PDF. Works on Mac, Windows, iOS and Android. No subscription, no login.\u003c\/p\u003e\n\n\u003cp\u003e\u003cem\u003eFor personal budgeting only. Figures shown are illustrative and depend on your inputs. Designed and built by SpendFlow Studio.\u003c\/em\u003e\u003c\/p\u003e","brand":"SpendFlow Studio","offers":[{"title":"Default Title","offer_id":50274170241217,"sku":null,"price":6.99,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0864\/6446\/3041\/files\/il_1080xN.8095937631_oagz.jpg?v=1780071142","url":"https:\/\/spendflowstudio.com\/products\/savings-goal-tracker-spreadsheet-excel-google-sheets-template-digital-download","provider":"SpendFlow Studio","version":"1.0","type":"link"}