{"product_id":"spending-tracker-spreadsheet-beginner-budget-template-excel-google-sheets","title":"Spending Tracker Spreadsheet | Beginner Budget Template (Excel, Google Sheets)","description":"\u003cp\u003e\u003cstrong\u003eThe simplest way to see where your money goes, designed so you actually keep using it.\u003c\/strong\u003e Logging an expense takes about 30 seconds: type the amount, pick a category, done. The dashboard updates itself, and a clear budget status tells you which categories are on track and which are slipping. Works in Excel and Google Sheets, with instant download.\u003c\/p\u003e\n\n\u003ch3\u003eSo simple you will keep it up\u003c\/h3\u003e\n\u003cp\u003eNo complicated setup and no second job. Type an amount, choose a category, and the auto dashboard recalculates income, expenses, net balance and savings on its own. Because it is fast, the habit sticks.\u003c\/p\u003e\n\n\u003ch3\u003eCategory budget status at a glance\u003c\/h3\u003e\n\u003cp\u003eEach category gets a progress bar and a plain-language status such as on budget or slightly over, so you can correct course before the month gets away from you.\u003c\/p\u003e\n\n\u003ch3\u003eWhat you get\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003eBeginner-friendly Excel file with an auto dashboard\u003c\/li\u003e\n\u003cli\u003eGoogle Sheets compatible\u003c\/li\u003e\n\u003cli\u003eQuick Start Guide PDF\u003c\/li\u003e\n\u003cli\u003eCSV export for non-Excel users\u003c\/li\u003e\n\u003cli\u003eFree lifetime updates\u003c\/li\u003e\n\u003c\/ul\u003e\n\n\u003ch3\u003eInside the system\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003eStart Here — income and your categories\u003c\/li\u003e\n\u003cli\u003eAuto Dashboard — income, expenses, net balance and savings\u003c\/li\u003e\n\u003cli\u003eDaily Log — the 30-second expense entry\u003c\/li\u003e\n\u003cli\u003eCategory Status — progress bars and budget verdicts\u003c\/li\u003e\n\u003cli\u003eSavings Goals — progress toward each goal\u003c\/li\u003e\n\u003c\/ul\u003e\n\n\u003ch3\u003eWho it is for\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003eBeginners setting up their first budget\u003c\/li\u003e\n\u003cli\u003eAnyone who has abandoned complicated trackers\u003c\/li\u003e\n\u003cli\u003ePeople who want clarity without spreadsheets skills\u003c\/li\u003e\n\u003cli\u003eAnyone who wants to log spending in seconds\u003c\/li\u003e\n\u003c\/ul\u003e\n\n\u003ch3\u003eInstant delivery\u003c\/h3\u003e\n\u003cp\u003eFiles arrive immediately after purchase: the Excel file (.xlsx), a CSV export and a Quick Start Guide PDF. Works on Mac, Windows, iOS and Android. No subscription, no login.\u003c\/p\u003e\n\n\u003cp\u003e\u003cem\u003eFor personal budgeting only. Figures shown are illustrative and depend on your inputs. Designed and built by SpendFlow Studio.\u003c\/em\u003e\u003c\/p\u003e","brand":"SpendFlow Studio","offers":[{"title":"Default Title","offer_id":50274175418561,"sku":null,"price":5.59,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0864\/6446\/3041\/files\/il_1080xN.8047992154_kc4k.jpg?v=1780071165","url":"https:\/\/spendflowstudio.com\/products\/spending-tracker-spreadsheet-beginner-budget-template-excel-google-sheets","provider":"SpendFlow Studio","version":"1.0","type":"link"}