Bill Tracker Spreadsheet | Subscription Planner | Excel Google Sheets (Digital Download)

Find the subscriptions quietly draining your account, and never miss a due date again. This bill and subscription planner puts every recurring charge in one place, flags the ones you barely use, and lays your whole month out on a calendar so late fees stop happening. Works in Excel and Google Sheets, with instant download.

The Waste Calculator

It surfaces low-use subscriptions and totals what they cost you per month and per year, so cancelling even one forgotten service can pay for the planner many times over.

The Audit Tool

A simple four-question check scores each subscription and gives a clear verdict: keep, review or cancel. No more guessing whether a service still earns its place.

What you get

• Excel file with dashboard, calendar and audit tools
• Google Sheets compatible
• Quick Start Guide PDF
• CSV export for non-Excel users
• Free lifetime updates

Inside the system

• Start Here — add your bills and subscriptions
• Dashboard — total monthly and annual cost at a glance
• Calendar — every bill and due date on a month view with payment status
• Waste Calculator — low-use subscriptions flagged with their cost
• Audit Tool — keep, review or cancel scoring

Who it is for

• Anyone with more subscriptions than they can remember
• People who keep getting hit with late fees
• Households wanting one clear view of recurring costs
• Anyone trying to trim monthly spending fast

Instant delivery

Files arrive immediately after purchase: the Excel file (.xlsx), a CSV export and a Quick Start Guide PDF. Works on Mac, Windows, iOS and Android. No subscription, no login.

For personal budgeting only. Savings examples are illustrative and depend on your own subscriptions. Designed and built by SpendFlow Studio.