Travel Budget Spreadsheet, Multi-Currency Tracker, Trip Planner (Digital Download)

Stop coming home in debt. Travel Budget Mastermind Pro plans, tracks and recaps every trip in one file. Five named engines work together so you book at the right time, spend at the right limit, and learn from every journey. Works in Excel and Google Sheets, with instant download.

Trip Readiness Score (0–100)

An auto-calculated score from five weighted components that updates as you plan, pack and book. Above 85 means every detail is handled; below 70 means tighten the plan before you leave.

What you get

• Excel file with 9 tabs and 294 live formulas
• Google Sheets compatible
• Quick Start Guide PDF (6 pages)
• Travel Strategy Guide PDF (6 pages)
• CSV export for non-Excel users
• Free lifetime updates

Five named engines

• Trip Readiness Score Engine — a weighted score out of 100 across Budget Coverage (25%), Documents Ready (20%), Bookings Confirmed (20%), Packing Complete (20%) and Safety Buffer (15%).
• Multi-Currency Engine — three modes (Live Rate, Cash Carried, Card + Fees) switchable with one dropdown, eight currencies built in and your own added anytime.
• Per-Diem Calculator Engine — daily spend caps by tier (Budget, Mid-Range, Luxury) across five categories with 14-day totals.
• Booking Timeline Engine — the optimal lead time to book flights, hotels, activities and restaurants, with target dates from your trip start.
• Trip Recap Engine — planned vs actual by category, a lesson log and a carryover list that cuts planning time on your next trip.

Inside every tab

• Start Here — four-step onboarding wizard
• Dashboard — live Trip Readiness Score, daily spend chart, expense donut
• Trip Plan — multi-stop itinerary with nights, currency and status
• Budget Builder — nine line-item categories
• Multi-Currency — three modes, eight currencies, per-destination conversion
• Per-Diem — daily caps by tier with vs-budget comparison
• Booking Timeline — optimal lead times and target dates
• Trip Recap — planned vs actual, lesson log, carryover

Who it is for

• The honeymooner where every detail of a once-in-a-lifetime trip matters
• The family of four with a tight budget and complex logistics
• The digital nomad juggling multiple countries and currencies
• The solo adventurer stretching every dollar to stay on the road longer

Instant delivery

Files arrive immediately after purchase: the Excel file (.xlsx), a CSV export, a Quick Start Guide PDF and a Travel Strategy Guide PDF. Works on Mac, Windows, iOS and Android. No subscription, no login.

File details

• Format: .xlsx and .csv
• 9 spreadsheet tabs plus 12 PDF pages
• 294 live formulas
• Compatible with Excel 2016+, Google Sheets, LibreOffice and Numbers
• Free lifetime updates

For personal trip planning only. Exchange rates and per-diem tiers are illustrative; verify live rates before travel. Designed and built by SpendFlow Studio.