What you can do
You can use the template for your own personal or business finances. You can use it on your own computer, tablet, and phone. You can make your own copy to work in, and you keep the file for good, including free updates.
Legal
License
Last updated: July 2026
When you buy a SpendFlow Studio template, you get a personal license to use it. Here is what that means in plain words.
What you cannot do
You cannot resell the file or any edited version of it. You cannot share it publicly, give it away, or include it in another product. You cannot claim it as your own work.
One buyer, one license
Each purchase is for one person or one business. If your team or a friend wants a copy, please point them to the shop so they can get their own.
Refunds
Because these are instant digital downloads, they are generally non-refundable once delivered. If a file is broken or will not open, email us and we will make it right.
Contact
Questions about what your license allows? Email us at hello@spendflowstudio.com.