The products
We sell digital spreadsheet templates for Excel and Google Sheets. Each product is delivered as an instant digital download after purchase. Nothing physical is shipped.
Legal
Terms of Service
Last updated: July 2026
These terms cover your use of the SpendFlow Studio website and the templates you buy from us. By using the site or buying a product, you agree to them.
Pricing
Prices are shown on each product page. Launch pricing is a limited-time offer and may end or change at any time.
Delivery
After checkout, you receive access to your file so you can open it in Google Sheets or download it for Excel. If you have any trouble getting your file, email us and we will help.
Acceptable use
Our templates are for your own personal or business use. Please do not resell, redistribute, or share the files publicly. You may use them across your own devices.
No guarantees on outcomes
Our tools help you organize and understand your money, but they are for general information only. They are not financial, tax, or legal advice, and results depend on the numbers you enter and the decisions you make.
Changes
We may update these terms from time to time. The latest version always lives on this page.
Contact
Questions about these terms? Email us at hello@spendflowstudio.com.